RH CREDIT CARD

Create an inspired home with the RH Credit Card.

Pick the promotional plan that works for you:

1. RH MEMBERS PROGRAM PREFERRED FINANCING PLANS (annual membership fee required for both credit cardholders and non-credit cardholders)

• Members of the RH Members Program can enjoy No Interest for 12 Months. After that, variable purchase APR of 25.24% on purchases of $348 or more made with your RH credit card.¹
  
• 0.99% APR for 24 months, 1.99% APR for 36 months, 2.99% APR for 48 months, or 3.99% APR for 60 months. After that, variable purchase APR of 24.99% on purchases of $700 or more made with your RH credit card.²
• No Interest for 9 Months. After that, variable purchase APR of 25.24% on purchases of $260 or more made in-store at U.S. Outlet locations with your RH credit card.⁴
• No annual fee⁵

2. STANDARD FINANCING PLANS

• 2.99% APR for 12 Months, 3.99% APR for 24 Months, 4.99% APR for 36 Months, 5.99% APR for 48 Months, or 6.99% APR for 60 Months. After that, variable purchase APR of 24.99% on purchases of $360 or more made with your RH credit card.³
• No Interest for 9 Months. After that, variable purchase APR of 25.24% on purchases of $260 or more made in-store at U.S. Outlet locations with your RH credit card.⁴
• No annual fee⁵

3. REGULAR PURCHASE CREDIT PLAN

• No minimum purchase
• No annual fee⁵
• Buy now, pay later with the RH Credit Card⁶

 

APPLY TODAY

For credit limit requests above US $30,000, call 866.522.8014, or apply in one of our galleries. Find the gallery nearest you here.

¹ Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan.  *

² Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.  * Available for RH Members Only.

³ Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.  *

⁴ Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan.  Offer only available at U.S. Outlet locations.  *

*All Promotional Plans:

Valid for single transaction only. As of 4/2022, terms for new Accounts: Variable purchase APR of 25.24%. Minimum interest charge is 2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

⁵ For new accounts, as of 4/2022 Variable Purchase APR of 25.24% based on the Prime Rate. Minimum Interest Charge is $2.00 per Credit Plan.

⁶ Minimum payments required each billing period. Interest will apply according to your regular credit terms.

Available to U.S. residents only.

Credit card offers are subject to credit approval.

RH Credit Card Accounts are issued by Comenity Bank.

 

ALREADY A CARD HOLDER?

Manage your account online. You can pay a bill, view your statement, update personal information, add authorized buyers or request a credit limit increase.